Utkarsh Small Finance Bank Logo
Verified Branch

Utkarsh Small Finance Bank

GIRIDIH Branch, GIRIDIH

IFSC Code
UTKS0001544
Required for NEFT, RTGS, IMPS money transfers
MICR Code
815762007
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

UTKS Bank Code (1-4)
0 Control Zero (5th)
001544 Branch Code (6-11)

Complete Branch Details

Full Address GROUND FLOOR,HOLDING NO.324 WARD NO.14,COURT ROAD P.O. & P.S.GIRIDIH JHARKHAND 815301
State JHARKHAND
District / City GIRIDIH
Centre / Region GIRIDIH
Contact / Helpline +917091091451
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code UTKS0001544.
  4. Confirm bank name displays as Utkarsh Small Finance Bank and branch as GIRIDIH.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (UTKS0001544)

What is the IFSC code of Utkarsh Small Finance Bank GIRIDIH branch?

The verified 11-digit IFSC code is UTKS0001544. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code?

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Utkarsh Small Finance Bank GIRIDIH?

The 9-digit Magnetic Ink Character Recognition (MICR) code is 815762007. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located?

The official branch address is GROUND FLOOR,HOLDING NO.324 WARD NO.14,COURT ROAD P.O. & P.S.GIRIDIH JHARKHAND 815301, located in GIRIDIH district, JHARKHAND.