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Verified Branch

Utkarsh Small Finance Bank

CHANDIGARH Branch, CHANDIGARH

IFSC Code
UTKS0001527
Required for NEFT, RTGS, IMPS money transfers
MICR Code
160762003
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

UTKS Bank Code (1-4)
0 Control Zero (5th)
001527 Branch Code (6-11)

Complete Branch Details

Full Address GROUND FLOOR S.C.O.42 SECTOR-18 D,CHANDIGARH-160018
State PUNJAB
District / City CHANDIGARH
Centre / Region CHANDIGARH
Contact / Helpline +9118001239878
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code UTKS0001527.
  4. Confirm bank name displays as Utkarsh Small Finance Bank and branch as CHANDIGARH.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (UTKS0001527)

What is the IFSC code of Utkarsh Small Finance Bank CHANDIGARH branch? ↓

The verified 11-digit IFSC code is UTKS0001527. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Utkarsh Small Finance Bank CHANDIGARH? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 160762003. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is GROUND FLOOR S.C.O.42 SECTOR-18 D,CHANDIGARH-160018, located in CHANDIGARH district, PUNJAB.

Other Utkarsh Small Finance Bank Branches in CHANDIGARH

UTKS0001560

SEC D,CHANDIGARH Branch

CHANDIGARH, CHANDIGARH

 UTKS0001709

CHANDIGARH SECTOR C Branch

CHANDIGARH, CHANDIGARH

 UTKS0001398

BOKARO Branch

BOKARO, JHARKHAND

 UTKS0001510

KOLKATA Branch

KOLKATA, WEST BENGAL

 UTKS0001533

SOHNA ROAD Branch

GURUGRAM, HARYANA

 UTKS0001535

MUNSHI PULIA Branch

LUCKNOW, UTTAR PRADESH

 UTKS0001556

NERUL,NAVI MUMBAI Branch

NERUL, MAHARASHTRA

 UTKS0001580

SALT LAKE SECTOR Branch

KOLKATA, UTTAR PRADESH

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