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Verified Branch

Utkarsh Small Finance Bank

KHARIAR Branch, NUAPADA

IFSC Code
UTKS0001490
Required for NEFT, RTGS, IMPS money transfers
MICR Code
766762104
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

UTKS Bank Code (1-4)
0 Control Zero (5th)
001490 Branch Code (6-11)

Complete Branch Details

Full Address UTKARSH SMALL FINANCE BANK LTD.C/O HARIOM JINDAL COLLAGE ROAD NEAR AXIS BANK KHARIAR DISTRICT NUAPADA ODISHA PIN CODE - 766107
State ODISHA
District / City KHARIAR
Centre / Region KHARIAR
Contact / Helpline 1800 1800 (Toll Free)
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code UTKS0001490.
  4. Confirm bank name displays as Utkarsh Small Finance Bank and branch as KHARIAR.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (UTKS0001490)

What is the IFSC code of Utkarsh Small Finance Bank KHARIAR branch? ↓

The verified 11-digit IFSC code is UTKS0001490. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Utkarsh Small Finance Bank KHARIAR? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 766762104. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is UTKARSH SMALL FINANCE BANK LTD.C/O HARIOM JINDAL COLLAGE ROAD NEAR AXIS BANK KHARIAR DISTRICT NUAPADA ODISHA PIN CODE - 766107, located in KHARIAR district, ODISHA.

Other Utkarsh Small Finance Bank Branches in KHARIAR

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 UTKS0001803

KANTABANJI Branch

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 UTKS0001807

DHARAMGARH Branch

KALAHANDI, ODISHA

 UTKS0001812

ATTABIRA Branch

GH, ODISHA

 UTKS0001833

BAYANA Branch

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 UTKS0001837

MALKANGIRI Branch

MALKANGIRI, ODISHA

 UTKS0002112

KOTAPAD Branch

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BANIYAPUR Branch

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