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Verified Branch

Utkarsh Small Finance Bank

CHIKILI BANIA Branch, GANJAM

IFSC Code
UTKS0001461
Required for NEFT, RTGS, IMPS money transfers
MICR Code
761762602
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

UTKS Bank Code (1-4)
0 Control Zero (5th)
001461 Branch Code (6-11)

Complete Branch Details

Full Address MRS.BINODINI NAYAK,W O-MR.SISIR KUMAR NAYAK,P.O-CHIKILI,P.S - KHALLIKOTE,DIST-GANJAM,ODISHA
State ODISHA
District / City GANJAM,ODISHA
Centre / Region GANJAM,ODISHA
Contact / Helpline 1800 1800 (Toll Free)
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code UTKS0001461.
  4. Confirm bank name displays as Utkarsh Small Finance Bank and branch as CHIKILI BANIA.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (UTKS0001461)

What is the IFSC code of Utkarsh Small Finance Bank CHIKILI BANIA branch? ↓

The verified 11-digit IFSC code is UTKS0001461. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Utkarsh Small Finance Bank CHIKILI BANIA? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 761762602. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is MRS.BINODINI NAYAK,W O-MR.SISIR KUMAR NAYAK,P.O-CHIKILI,P.S - KHALLIKOTE,DIST-GANJAM,ODISHA, located in GANJAM,ODISHA district, ODISHA.

Other Utkarsh Small Finance Bank Branches in GANJAM,ODISHA

UTKS0001442

KEONJHAR Branch

KEONJHAR, ODISHA

 UTKS0001456

BADAKUMARI Branch

HRH,, ODISHA

 UTKS0001463

RENGALI Branch

RENGALI, ODISHA

 UTKS0001473

ACHHULI Branch

JM, ODISHA

 UTKS0001722

BRAHMAPUR Branch

JM, ODISHA

 UTKS0002031

DIGAPAHANDI Branch

JM, ODISHA

 UTKS0002105

BUGUDA Branch

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 UTKS0002132

SIMRI Branch

BUXAR, BIHAR

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