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Verified Branch

Utkarsh Small Finance Bank

BALRAMPUR Branch, BALRAMPUR

IFSC Code
UTKS0001427
Required for NEFT, RTGS, IMPS money transfers
MICR Code
497762502
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

UTKS Bank Code (1-4)
0 Control Zero (5th)
001427 Branch Code (6-11)

Complete Branch Details

Full Address VILLAGE - BALRAMPUR,P.S.AND TEHSIL - BALRAMPUR,CIRCLE NO - 00012,KHASRA NO - 326,WARD NO.1 CHANCHLA NIWAS,DISTRICT BALRAMPUR,STATE - CHHATTISGARH,497119
State CHHATTISGARH
District / City BALRAMPUR
Centre / Region BALRAMPUR
Contact / Helpline +919109187825
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code UTKS0001427.
  4. Confirm bank name displays as Utkarsh Small Finance Bank and branch as BALRAMPUR.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (UTKS0001427)

What is the IFSC code of Utkarsh Small Finance Bank BALRAMPUR branch? ↓

The verified 11-digit IFSC code is UTKS0001427. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Utkarsh Small Finance Bank BALRAMPUR? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 497762502. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is VILLAGE - BALRAMPUR,P.S.AND TEHSIL - BALRAMPUR,CIRCLE NO - 00012,KHASRA NO - 326,WARD NO.1 CHANCHLA NIWAS,DISTRICT BALRAMPUR,STATE - CHHATTISGARH,497119, located in BALRAMPUR district, CHHATTISGARH.

Other Utkarsh Small Finance Bank Branches in BALRAMPUR

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CHANDAULI Branch

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BURHAR Branch

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ASSANDH Branch

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UDAYPUR Branch

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