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Verified Branch

Utkarsh Small Finance Bank

LAJPATNAGAR Branch, NEW DELHI

IFSC Code
UTKS0001401
Required for NEFT, RTGS, IMPS money transfers
MICR Code
110762009
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

UTKS Bank Code (1-4)
0 Control Zero (5th)
001401 Branch Code (6-11)

Complete Branch Details

Full Address GROUND FLOOR K-91 LAIPAT NAGAR -IL DELHI-110024
State DELHI
District / City NEW DELHI
Centre / Region NEW DELHI
Contact / Helpline +918755731000
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code UTKS0001401.
  4. Confirm bank name displays as Utkarsh Small Finance Bank and branch as LAJPATNAGAR.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (UTKS0001401)

What is the IFSC code of Utkarsh Small Finance Bank LAJPATNAGAR branch? ↓

The verified 11-digit IFSC code is UTKS0001401. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Utkarsh Small Finance Bank LAJPATNAGAR? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 110762009. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is GROUND FLOOR K-91 LAIPAT NAGAR -IL DELHI-110024, located in NEW DELHI district, DELHI.

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 UTKS0001557

KRISHNA NAGAR-DELHI Branch

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PRASHANT VIHAR Branch

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SHIVALIK, NEW DELHI Branch

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VIVEK VIHAR DELHI Branch

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