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Utkarsh Small Finance Bank Logo
Verified Branch

Utkarsh Small Finance Bank

BANKA Branch, BANKA

IFSC Code
UTKS0001304
Required for NEFT, RTGS, IMPS money transfers
MICR Code
813762002
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

UTKS Bank Code (1-4)
0 Control Zero (5th)
001304 Branch Code (6-11)

Complete Branch Details

Full Address FIRST FLOOR,WARD NO.5,KHATA NO 23& 37,KHASARA NO 6& 7,MAHARANA COMPLEX,KATORIYA ROAD,MAUZA - BOGARIA,MUHALLA - BIJAY NAGAR,THANA - BANKA,DISTRICT - BANKA,STATE - BIHAR,PIN CODE 813102
State BIHAR
District / City BANKA
Centre / Region BANKA
Contact / Helpline +919811148660
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code UTKS0001304.
  4. Confirm bank name displays as Utkarsh Small Finance Bank and branch as BANKA.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (UTKS0001304)

What is the IFSC code of Utkarsh Small Finance Bank BANKA branch? ↓

The verified 11-digit IFSC code is UTKS0001304. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Utkarsh Small Finance Bank BANKA? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 813762002. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is FIRST FLOOR,WARD NO.5,KHATA NO 23& 37,KHASARA NO 6& 7,MAHARANA COMPLEX,KATORIYA ROAD,MAUZA - BOGARIA,MUHALLA - BIJAY NAGAR,THANA - BANKA,DISTRICT - BANKA,STATE - BIHAR,PIN CODE 813102, located in BANKA district, BIHAR.

Other Utkarsh Small Finance Bank Branches in BANKA

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BALLIA BIHAR Branch

BEGUSARAI, BIHAR

 UTKS0001299

AMARPUR Branch

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 UTKS0001321

BANMANKHI Branch

PURNIA, BIHAR

 UTKS0001104

TARWARA MOD, SIWAN Branch

SIWAN, BIHAR

 UTKS0001161

GOH Branch

AURANGABAD, BIHAR

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KURHANI Branch

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SIRDALA Branch

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MAHNAR Branch

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