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Verified Branch

Utkarsh Small Finance Bank

RAMGARH UP Branch, SONBHADRA

IFSC Code
UTKS0001289
Required for NEFT, RTGS, IMPS money transfers
MICR Code
231762105
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

UTKS Bank Code (1-4)
0 Control Zero (5th)
001289 Branch Code (6-11)

Complete Branch Details

Full Address C/O MR.KAMLESH S/O RAMKUMARVILLAGE-RAMGARH,PO-RAMGARH,THAN - PANNU GANJ,DIS - SONBHADRA,PIN-231213
State UTTAR PRADESH
District / City ROBERTSGANJ
Centre / Region ROBERTSGANJ
Contact / Helpline +917318089287
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code UTKS0001289.
  4. Confirm bank name displays as Utkarsh Small Finance Bank and branch as RAMGARH UP.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (UTKS0001289)

What is the IFSC code of Utkarsh Small Finance Bank RAMGARH UP branch? ↓

The verified 11-digit IFSC code is UTKS0001289. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Utkarsh Small Finance Bank RAMGARH UP? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 231762105. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is C/O MR.KAMLESH S/O RAMKUMARVILLAGE-RAMGARH,PO-RAMGARH,THAN - PANNU GANJ,DIS - SONBHADRA,PIN-231213, located in ROBERTSGANJ district, UTTAR PRADESH.

Other Utkarsh Small Finance Bank Branches in ROBERTSGANJ

UTKS0001982

KHALIARI Branch

SONBHADRA, UTTAR PRADESH

 UTKS0001049

KHUTAHAN Branch

JAUNPUR, UTTAR PRADESH

 UTKS0001064

RAMGARH BR Branch

KAIMOOR, BIHAR

 UTKS0001112

DEURIYA Branch

SIWAN, BIHAR

 UTKS0001118

KHANPUR - BADHARIYA Branch

SIWAN, BIHAR

 UTKS0001127

BHORE Branch

GOPALGANJ, BIHAR

 UTKS0001129

MIRZAPUR Branch

GOPALGANJ, BIHAR

 UTKS0001137

ARERAJ Branch

EAST CHAMPARAN, BIHAR

Explore Nearby Banking Directories

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