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Verified Branch

Utkarsh Small Finance Bank

MAHUA Branch, VAISHALI

IFSC Code
UTKS0001232
Required for NEFT, RTGS, IMPS money transfers
MICR Code
844762004
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

UTKS Bank Code (1-4)
0 Control Zero (5th)
001232 Branch Code (6-11)

Complete Branch Details

Full Address MAUZA - SINGHARAI,PARAGANA - BISARA,P.S - MAHUA,MUZAFFARPUR ROAD,DISTRACT - VAISHALI,STATE - BIHAR,PIN CODE - 844122
State BIHAR
District / City VAISHALI
Centre / Region VAISHALI
Contact / Helpline +919102992756
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code UTKS0001232.
  4. Confirm bank name displays as Utkarsh Small Finance Bank and branch as MAHUA.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (UTKS0001232)

What is the IFSC code of Utkarsh Small Finance Bank MAHUA branch? ↓

The verified 11-digit IFSC code is UTKS0001232. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Utkarsh Small Finance Bank MAHUA? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 844762004. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is MAUZA - SINGHARAI,PARAGANA - BISARA,P.S - MAHUA,MUZAFFARPUR ROAD,DISTRACT - VAISHALI,STATE - BIHAR,PIN CODE - 844122, located in VAISHALI district, BIHAR.

Other Utkarsh Small Finance Bank Branches in VAISHALI

UTKS0001105

MAIRWA Branch

SIWAN, BIHAR

 UTKS0001161

GOH Branch

AURANGABAD, BIHAR

 UTKS0001164

MOTIPUR Branch

MUZAFFARPUR, BIHAR

 UTKS0001197

SARAIYA Branch

MUZAFFARPUR, BIHAR

 UTKS0001198

KURHANI Branch

MUZAFFARPUR, BIHAR

 UTKS0001199

SARFUDDINPUR Branch

MUZAFFARPUR, BIHAR

 UTKS0001202

FATEHPUR Branch

GAYA, BIHAR

 UTKS0001217

DHOLI Branch

MUZAFFARPUR, BIHAR

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