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Axis Bank

THE MERCHANTS SOUHARDA SAHAKARA Branch, CHITRADURGA

IFSC Code
UTIB0SMCB51
Required for NEFT, RTGS, IMPS money transfers
MICR Code
577894502
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

UTIB Bank Code (1-4)
0 Control Zero (5th)
SMCB51 Branch Code (6-11)

Complete Branch Details

Full Address SANTHEPETE CHITRADURGA 577501
State KARNATAKA
District / City CHITRADURGA
Centre / Region CHITRADURGA
Contact / Helpline +918194222692
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code UTIB0SMCB51.
  4. Confirm bank name displays as Axis Bank and branch as THE MERCHANTS SOUHARDA SAHAKARA.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (UTIB0SMCB51)

What is the IFSC code of Axis Bank THE MERCHANTS SOUHARDA SAHAKARA branch? ↓

The verified 11-digit IFSC code is UTIB0SMCB51. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Axis Bank THE MERCHANTS SOUHARDA SAHAKARA? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 577894502. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is SANTHEPETE CHITRADURGA 577501, located in CHITRADURGA district, KARNATAKA.

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