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J&k State Co-operative Bank

J&k State Co-operative Bank IMPS Branch, MUMBAI

IFSC Code
UTIB0SJKCB1
Required for NEFT, RTGS, IMPS money transfers
MICR Code
190654002
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

UTIB Bank Code (1-4)
0 Control Zero (5th)
SJKCB1 Branch Code (6-11)

Complete Branch Details

Full Address ATHWAS GAHH NEAR SILK FACTORY RAJBAGH,SRINAGAR,PIN 190001
State MAHARASHTRA
District / City SRINAGAR
Centre / Region SRINAGAR
Contact / Helpline +911942311121
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code UTIB0SJKCB1.
  4. Confirm bank name displays as J&k State Co-operative Bank and branch as J&k State Co-operative Bank IMPS.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (UTIB0SJKCB1)

What is the IFSC code of J&k State Co-operative Bank J&k State Co-operative Bank IMPS branch? ↓

The verified 11-digit IFSC code is UTIB0SJKCB1. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of J&k State Co-operative Bank J&k State Co-operative Bank IMPS? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 190654002. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is ATHWAS GAHH NEAR SILK FACTORY RAJBAGH,SRINAGAR,PIN 190001, located in SRINAGAR district, MAHARASHTRA.

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