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Axis Bank

SHEIKHPORA BUDGAM Branch, BUDGAM

IFSC Code
UTIB0005494
Required for NEFT, RTGS, IMPS money transfers
MICR Code
191211002
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

UTIB Bank Code (1-4)
0 Control Zero (5th)
005494 Branch Code (6-11)

Complete Branch Details

Full Address GROUND FLOOR, OPP BUDGAM MOTORS, KHASRA NO 217, 218, 219, KHEWAT NO 159, DISTRICT BUDGAM, JAMMU AND KASHMIR
State JAMMU AND KASHMIR
District / City SEIKHPORA
Centre / Region SEIKHPORA
Contact / Helpline +919419091150
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code UTIB0005494.
  4. Confirm bank name displays as Axis Bank and branch as SHEIKHPORA BUDGAM.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (UTIB0005494)

What is the IFSC code of Axis Bank SHEIKHPORA BUDGAM branch? ↓

The verified 11-digit IFSC code is UTIB0005494. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Axis Bank SHEIKHPORA BUDGAM? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 191211002. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is GROUND FLOOR, OPP BUDGAM MOTORS, KHASRA NO 217, 218, 219, KHEWAT NO 159, DISTRICT BUDGAM, JAMMU AND KASHMIR, located in SEIKHPORA district, JAMMU AND KASHMIR.

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