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Verified Branch

Axis Bank

KHAGAUL ROAD BRANCH Branch, PATNA

IFSC Code
UTIB0005248
Required for NEFT, RTGS, IMPS money transfers
MICR Code
800211031
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

UTIB Bank Code (1-4)
0 Control Zero (5th)
005248 Branch Code (6-11)

Complete Branch Details

Full Address UPPER GROUND FLR SHOP NO 1 AND 15, BHAWANI COMPLEX MAIN SAGUNA KHAUGAUL RD, OPP RADIANT SCHOOL PO PS KHAGAUL PATNA, BIHAR 800015
State BIHAR
District / City PATNA
Centre / Region PATNA
Contact / Helpline +919386412455
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code UTIB0005248.
  4. Confirm bank name displays as Axis Bank and branch as KHAGAUL ROAD BRANCH.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (UTIB0005248)

What is the IFSC code of Axis Bank KHAGAUL ROAD BRANCH branch?

The verified 11-digit IFSC code is UTIB0005248. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code?

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Axis Bank KHAGAUL ROAD BRANCH?

The 9-digit Magnetic Ink Character Recognition (MICR) code is 800211031. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located?

The official branch address is UPPER GROUND FLR SHOP NO 1 AND 15, BHAWANI COMPLEX MAIN SAGUNA KHAUGAUL RD, OPP RADIANT SCHOOL PO PS KHAGAUL PATNA, BIHAR 800015, located in PATNA district, BIHAR.