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Axis Bank

KANIKA CHHAK Branch, CUTTACK

IFSC Code
UTIB0004986
Required for NEFT, RTGS, IMPS money transfers
MICR Code
753211011
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

UTIB Bank Code (1-4)
0 Control Zero (5th)
004986 Branch Code (6-11)

Complete Branch Details

Full Address AXIS BANK LTD, GROUND FLOOR, KANIKA CHHAK, CUTTACK
State ODISHA
District / City CUTTACK
Centre / Region CUTTACK
Contact / Helpline +919778997783
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code UTIB0004986.
  4. Confirm bank name displays as Axis Bank and branch as KANIKA CHHAK.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (UTIB0004986)

What is the IFSC code of Axis Bank KANIKA CHHAK branch? ↓

The verified 11-digit IFSC code is UTIB0004986. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Axis Bank KANIKA CHHAK? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 753211011. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is AXIS BANK LTD, GROUND FLOOR, KANIKA CHHAK, CUTTACK, located in CUTTACK district, ODISHA.

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