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Verified Branch

Axis Bank

TOWER CHOWK Branch, MUZAFFARPUR

IFSC Code
UTIB0004485
Required for NEFT, RTGS, IMPS money transfers
MICR Code
842211007
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

UTIB Bank Code (1-4)
0 Control Zero (5th)
004485 Branch Code (6-11)

Complete Branch Details

Full Address HOLDING NO 328 252 AT GROUND FIRST FLOOR SARIYAGANJ TOWER CHOWK SARIAGANJ MUZAFFARPUR 842001
State BIHAR
District / City MUZAFFARPUR
Centre / Region MUZAFFARPUR
Contact / Helpline +919709136461
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code UTIB0004485.
  4. Confirm bank name displays as Axis Bank and branch as TOWER CHOWK.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (UTIB0004485)

What is the IFSC code of Axis Bank TOWER CHOWK branch? ↓

The verified 11-digit IFSC code is UTIB0004485. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Axis Bank TOWER CHOWK? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 842211007. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is HOLDING NO 328 252 AT GROUND FIRST FLOOR SARIYAGANJ TOWER CHOWK SARIAGANJ MUZAFFARPUR 842001, located in MUZAFFARPUR district, BIHAR.

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