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Verified Branch

Axis Bank

WADALA CHOWK Branch, JALANDHAR

IFSC Code
UTIB0004459
Required for NEFT, RTGS, IMPS money transfers
MICR Code
144211023
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

UTIB Bank Code (1-4)
0 Control Zero (5th)
004459 Branch Code (6-11)

Complete Branch Details

Full Address GROUND FLOOR, NAKODAR ROAD, WADALA CHOWK, JALANDHAR 144003
State PUNJAB
District / City JALANDHAR
Centre / Region JALANDHAR
Contact / Helpline +91181999999999
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code UTIB0004459.
  4. Confirm bank name displays as Axis Bank and branch as WADALA CHOWK.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (UTIB0004459)

What is the IFSC code of Axis Bank WADALA CHOWK branch? ↓

The verified 11-digit IFSC code is UTIB0004459. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Axis Bank WADALA CHOWK? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 144211023. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is GROUND FLOOR, NAKODAR ROAD, WADALA CHOWK, JALANDHAR 144003, located in JALANDHAR district, PUNJAB.

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TALWANDI SALEM Branch

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BABRIK CHOWK, JALANDHAR Branch

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NEW JAWAHAR NAGAR BRANCH Branch

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MEHATPUR Branch

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FENTONGANJ MANDI Branch

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