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Verified Branch

AXIS BANK

KAMARHATI Branch, KOLKATA

IFSC Code
UTIB0004312
Required for NEFT, RTGS, IMPS money transfers
MICR Code
N/A
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

UTIB Bank Code (1-4)
0 Control Zero (5th)
004312 Branch Code (6-11)

Complete Branch Details

Full Address GR FLR HOLDING F176 1 BT RD SHIBALAYA PO KAMARHATI PS BELGHORIA OPP SAGAR DUTTA HOSPITAL 700058
State WEST BENGAL
District / City KOLKATA
Centre / Region KOLKATA
Contact / Helpline 33-40717085
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code UTIB0004312.
  4. Confirm bank name displays as AXIS BANK and branch as KAMARHATI.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (UTIB0004312)

What is the IFSC code of AXIS BANK KAMARHATI branch? ↓

The verified 11-digit IFSC code is UTIB0004312. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of AXIS BANK KAMARHATI? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is N/A. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is GR FLR HOLDING F176 1 BT RD SHIBALAYA PO KAMARHATI PS BELGHORIA OPP SAGAR DUTTA HOSPITAL 700058, located in KOLKATA district, WEST BENGAL.

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