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Verified Branch

Axis Bank

CHEMMAD Branch, MALAPPURAM

IFSC Code
UTIB0004198
Required for NEFT, RTGS, IMPS money transfers
MICR Code
676211302
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

UTIB Bank Code (1-4)
0 Control Zero (5th)
004198 Branch Code (6-11)

Complete Branch Details

Full Address DOOR NO V31 PK TOWER PARAPPANANGADI MALAPPURAM RD CHEMMAD TIRURANGADI PO MALAPPURAM 676306
State KERALA
District / City CHEMMAD
Centre / Region CHEMMAD
Contact / Helpline +919645419811
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code UTIB0004198.
  4. Confirm bank name displays as Axis Bank and branch as CHEMMAD.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (UTIB0004198)

What is the IFSC code of Axis Bank CHEMMAD branch? ↓

The verified 11-digit IFSC code is UTIB0004198. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Axis Bank CHEMMAD? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 676211302. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is DOOR NO V31 PK TOWER PARAPPANANGADI MALAPPURAM RD CHEMMAD TIRURANGADI PO MALAPPURAM 676306, located in CHEMMAD district, KERALA.

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 UTIB0006014

AREEKODE Branch

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 UTIB0000243

MALAPPURAM ,KERALA Branch

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 UTIB0001158

LAKSHMIPURAM Branch

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PERINTHALMANNA Branch

MALAPPURAM, KERALA

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MANJERI Branch

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 UTIB0001570

TIRUR Branch

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