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Verified Branch

Axis Bank

LACHEN Branch, NORTH SIKKIM

IFSC Code
UTIB0004105
Required for NEFT, RTGS, IMPS money transfers
MICR Code
737211701
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

UTIB Bank Code (1-4)
0 Control Zero (5th)
004105 Branch Code (6-11)

Complete Branch Details

Full Address GROUND FLOOR HOUSE NO LCN 03 034 1 MAIN ROAD LACHEN BAZAR OPP HOTEL KEEPSA PO PS LACHEN 737120
State SIKKIM
District / City LACHEN
Centre / Region LACHEN
Contact / Helpline +919002503161
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code UTIB0004105.
  4. Confirm bank name displays as Axis Bank and branch as LACHEN.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (UTIB0004105)

What is the IFSC code of Axis Bank LACHEN branch? ↓

The verified 11-digit IFSC code is UTIB0004105. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Axis Bank LACHEN? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 737211701. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is GROUND FLOOR HOUSE NO LCN 03 034 1 MAIN ROAD LACHEN BAZAR OPP HOTEL KEEPSA PO PS LACHEN 737120, located in LACHEN district, SIKKIM.

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RANIKHET Branch

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