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Verified Branch

Axis Bank

KHALTSI Branch, LEH LADAKH

IFSC Code
UTIB0004014
Required for NEFT, RTGS, IMPS money transfers
MICR Code
194211003
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

UTIB Bank Code (1-4)
0 Control Zero (5th)
004014 Branch Code (6-11)

Complete Branch Details

Full Address FIRST FLR AND PART GR FLR KHASRA NO 1114 160, KHATA NO.21 KHEWAT NO. 10 , KHALTSI PIN 194106
State LADAKH
District / City KHALTSI
Centre / Region KHALTSI
Contact / Helpline +919622232186
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code UTIB0004014.
  4. Confirm bank name displays as Axis Bank and branch as KHALTSI.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (UTIB0004014)

What is the IFSC code of Axis Bank KHALTSI branch? ↓

The verified 11-digit IFSC code is UTIB0004014. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Axis Bank KHALTSI? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 194211003. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is FIRST FLR AND PART GR FLR KHASRA NO 1114 160, KHATA NO.21 KHEWAT NO. 10 , KHALTSI PIN 194106, located in KHALTSI district, LADAKH.

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