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Verified Branch

Axis Bank

KARGIL Branch, KARGIL

IFSC Code
UTIB0003953
Required for NEFT, RTGS, IMPS money transfers
MICR Code
194211002
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

UTIB Bank Code (1-4)
0 Control Zero (5th)
003953 Branch Code (6-11)

Complete Branch Details

Full Address OPPOSITE MAIN BUS STAND,CHANCHICK NEAR MES, KARGIL DISTRICT KARGIL
State LADAKH
District / City KARGIL
Centre / Region KARGIL
Contact / Helpline +919622220881
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code UTIB0003953.
  4. Confirm bank name displays as Axis Bank and branch as KARGIL.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (UTIB0003953)

What is the IFSC code of Axis Bank KARGIL branch? ↓

The verified 11-digit IFSC code is UTIB0003953. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Axis Bank KARGIL? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 194211002. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is OPPOSITE MAIN BUS STAND,CHANCHICK NEAR MES, KARGIL DISTRICT KARGIL, located in KARGIL district, LADAKH.

Other Axis Bank Branches in KARGIL

UTIB0001652

CHANGAL Branch

SANGRUR, PUNJAB

 UTIB0001750

KATAR SINGHWALA Branch

BATHINDA, PUNJAB

 UTIB0002022

CHANNARAYAPATNA Branch

HASSAN, KARNATAKA

 UTIB0002088

VINUKONDA Branch

GUNTUR, ANDHRA PRADESH

 UTIB0002270

DHAMADKA Branch

KACHCHH, GUJARAT

 UTIB0002361

HARIPURA Branch

SURAT, GUJARAT

 UTIB0003214

KARGIL CHAR RASTA Branch

AHMADABAD, GUJARAT

 UTIB0003796

RANGAPARA Branch

SONITPUR, ASSAM

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