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Verified Branch

Axis Bank

PONNANI Branch, MALAPPURAM

IFSC Code
UTIB0003738
Required for NEFT, RTGS, IMPS money transfers
MICR Code
679211202
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

UTIB Bank Code (1-4)
0 Control Zero (5th)
003738 Branch Code (6-11)

Complete Branch Details

Full Address FIRST FLOOR, KHALEEJ MALL, PONNANI ROAD, CHAMRAVATTOM JUNCTION, MALAPPURAM 679577
State KERALA
District / City MALAPURAM
Centre / Region MALAPURAM
Contact / Helpline +914942663611
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code UTIB0003738.
  4. Confirm bank name displays as Axis Bank and branch as PONNANI.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (UTIB0003738)

What is the IFSC code of Axis Bank PONNANI branch? ↓

The verified 11-digit IFSC code is UTIB0003738. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Axis Bank PONNANI? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 679211202. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is FIRST FLOOR, KHALEEJ MALL, PONNANI ROAD, CHAMRAVATTOM JUNCTION, MALAPPURAM 679577, located in MALAPURAM district, KERALA.

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