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Verified Branch

Axis Bank

ELAMAKKARA Branch, ERNAKULAM

IFSC Code
UTIB0003578
Required for NEFT, RTGS, IMPS money transfers
MICR Code
682211020
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

UTIB Bank Code (1-4)
0 Control Zero (5th)
003578 Branch Code (6-11)

Complete Branch Details

Full Address GROUND FLOOR SUNRISE BUILDING DESABHIMANI ROAD KEERTHI NAGAR ELAMAKKARA KOCHI 682026
State KERALA
District / City KOCHI
Centre / Region KOCHI
Contact / Helpline +914842536001
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code UTIB0003578.
  4. Confirm bank name displays as Axis Bank and branch as ELAMAKKARA.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (UTIB0003578)

What is the IFSC code of Axis Bank ELAMAKKARA branch? ↓

The verified 11-digit IFSC code is UTIB0003578. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Axis Bank ELAMAKKARA? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 682211020. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is GROUND FLOOR SUNRISE BUILDING DESABHIMANI ROAD KEERTHI NAGAR ELAMAKKARA KOCHI 682026, located in KOCHI district, KERALA.

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SUNRISE PARK ROAD Branch

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MATTANCHERRY Branch

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