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AXIS BANK

GILL ROAD LUDHIANA Branch, GILL ROAD LUDHIANA

IFSC Code
UTIB0003499
Required for NEFT, RTGS, IMPS money transfers
MICR Code
N/A
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

UTIB Bank Code (1-4)
0 Control Zero (5th)
003499 Branch Code (6-11)

Complete Branch Details

Full Address GR FLR, MUNICIPAL NO B XXI 30 3 21
State PUNJAB
District / City LUDHIANA
Centre / Region GILL ROAD LUDHIANA
Contact / Helpline 91-9872841286
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code UTIB0003499.
  4. Confirm bank name displays as AXIS BANK and branch as GILL ROAD LUDHIANA.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (UTIB0003499)

What is the IFSC code of AXIS BANK GILL ROAD LUDHIANA branch? ↓

The verified 11-digit IFSC code is UTIB0003499. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of AXIS BANK GILL ROAD LUDHIANA? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is N/A. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is GR FLR, MUNICIPAL NO B XXI 30 3 21, located in LUDHIANA district, PUNJAB.

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 UTIB0000281

JAGRAON PUNJAB Branch

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 UTIB0000324

MILLER GANJ, LUDHIANA Branch

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 UTIB0001026

MATA RANI CHOWK, LUDHIANA Branch

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 UTIB0001393

DUGRI ROAD Branch

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 UTIB0001474

CHANDIGARH ROAD Branch

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 UTIB0001809

GURDEVNAGAR BRANCH Branch

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