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Verified Branch

Axis Bank

RATAN KHAND LUCKNOW Branch, LUCKNOW

IFSC Code
UTIB0003428
Required for NEFT, RTGS, IMPS money transfers
MICR Code
226211019
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

UTIB Bank Code (1-4)
0 Control Zero (5th)
003428 Branch Code (6-11)

Complete Branch Details

Full Address UPPER GR FLR CP 2 2 RATAN KHAND SHARDA NAGAR YOJNA LUCKNOW UTTAR PRADESH 226006
State UTTAR PRADESH
District / City LUCKNOW
Centre / Region LUCKNOW
Contact / Helpline +919415106232
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code UTIB0003428.
  4. Confirm bank name displays as Axis Bank and branch as RATAN KHAND LUCKNOW.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (UTIB0003428)

What is the IFSC code of Axis Bank RATAN KHAND LUCKNOW branch? ↓

The verified 11-digit IFSC code is UTIB0003428. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Axis Bank RATAN KHAND LUCKNOW? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 226211019. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is UPPER GR FLR CP 2 2 RATAN KHAND SHARDA NAGAR YOJNA LUCKNOW UTTAR PRADESH 226006, located in LUCKNOW district, UTTAR PRADESH.

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