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Verified Branch

Axis Bank

JIAGANJ BRANCH Branch, MURSHIDABAD

IFSC Code
UTIB0002947
Required for NEFT, RTGS, IMPS money transfers
MICR Code
742211601
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

UTIB Bank Code (1-4)
0 Control Zero (5th)
002947 Branch Code (6-11)

Complete Branch Details

Full Address GR FLR NETAJI MORE MAIN ROAD WARD NO 5 OPPOSITE JAIN MANDIR PO PS JIAGANJ PIN 742123
State WEST BENGAL
District / City JIAGANJ
Centre / Region JIAGANJ
Contact / Helpline +919564638490
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code UTIB0002947.
  4. Confirm bank name displays as Axis Bank and branch as JIAGANJ BRANCH.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (UTIB0002947)

What is the IFSC code of Axis Bank JIAGANJ BRANCH branch?

The verified 11-digit IFSC code is UTIB0002947. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code?

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Axis Bank JIAGANJ BRANCH?

The 9-digit Magnetic Ink Character Recognition (MICR) code is 742211601. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located?

The official branch address is GR FLR NETAJI MORE MAIN ROAD WARD NO 5 OPPOSITE JAIN MANDIR PO PS JIAGANJ PIN 742123, located in JIAGANJ district, WEST BENGAL.