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Verified Branch

Axis Bank

PAYAL Branch, LUDHIANA

IFSC Code
UTIB0002130
Required for NEFT, RTGS, IMPS money transfers
MICR Code
141211203
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

UTIB Bank Code (1-4)
0 Control Zero (5th)
002130 Branch Code (6-11)

Complete Branch Details

Full Address GROUND FLOOR,MUNICIPAL ROAD NO 1915, MALERKOTLA ROAD, PAYAL 141416, LUDHIANA, PIN -141416
State PUNJAB
District / City PAYAL
Centre / Region PAYAL
Contact / Helpline 1800 1800 (Toll Free)
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code UTIB0002130.
  4. Confirm bank name displays as Axis Bank and branch as PAYAL.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (UTIB0002130)

What is the IFSC code of Axis Bank PAYAL branch? ↓

The verified 11-digit IFSC code is UTIB0002130. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Axis Bank PAYAL? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 141211203. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is GROUND FLOOR,MUNICIPAL ROAD NO 1915, MALERKOTLA ROAD, PAYAL 141416, LUDHIANA, PIN -141416, located in PAYAL district, PUNJAB.

Other Axis Bank Branches in PAYAL

UTIB0004819

GILL Branch

LUDHIANA, PUNJAB

 UTIB0000835

MAQSUDAN CHOWK, JALANDHAR Branch

JALANDHAR, PUNJAB

 UTIB0001020

HAPUR Branch

GHAZIABAD, UTTAR PRADESH

 UTIB0001026

MATA RANI CHOWK, LUDHIANA Branch

LUDHIANA, PUNJAB

 UTIB0001035

SEONI Branch

SEONI, MADHYA PRADESH

 UTIB0001106

BADAUN Branch

BUDAUN, UTTAR PRADESH

 UTIB0001279

PHILLAUR Branch

JALANDHAR, PUNJAB

 UTIB0001281

SHAHKOT Branch

JALANDHAR, PUNJAB

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