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Verified Branch

AXIS BANK

UMERKOTE Branch, UMERKOTE

IFSC Code
UTIB0001974
Required for NEFT, RTGS, IMPS money transfers
MICR Code
N/A
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

UTIB Bank Code (1-4)
0 Control Zero (5th)
001974 Branch Code (6-11)

Complete Branch Details

Full Address PLOT NO.36/8/244/260, INFRONT OF NEW BUS STAND, WARD NO.10,PO UMERKOTE, UMERKOTE,DIST NABARANGPUR, ORISSA,PIN 764073
State ODISHA
District / City NOWRANGPUR
Centre / Region UMERKOTE
Contact / Helpline 1800 1800 (Toll Free)
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code UTIB0001974.
  4. Confirm bank name displays as AXIS BANK and branch as UMERKOTE.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (UTIB0001974)

What is the IFSC code of AXIS BANK UMERKOTE branch? ↓

The verified 11-digit IFSC code is UTIB0001974. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of AXIS BANK UMERKOTE? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is N/A. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is PLOT NO.36/8/244/260, INFRONT OF NEW BUS STAND, WARD NO.10,PO UMERKOTE, UMERKOTE,DIST NABARANGPUR, ORISSA,PIN 764073, located in NOWRANGPUR district, ODISHA.

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