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Verified Branch

Axis Bank

RATU ROAD Branch, RANCHI

IFSC Code
UTIB0001923
Required for NEFT, RTGS, IMPS money transfers
MICR Code
834211006
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

UTIB Bank Code (1-4)
0 Control Zero (5th)
001923 Branch Code (6-11)

Complete Branch Details

Full Address RAGHUVAR HEIGHTS,RATU ROAD, RANCHI JHARKHAND,PIN 834001
State JHARKHAND
District / City RANCHI
Centre / Region RANCHI
Contact / Helpline 1800 1800 (Toll Free)
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code UTIB0001923.
  4. Confirm bank name displays as Axis Bank and branch as RATU ROAD.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (UTIB0001923)

What is the IFSC code of Axis Bank RATU ROAD branch? ↓

The verified 11-digit IFSC code is UTIB0001923. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Axis Bank RATU ROAD? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 834211006. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is RAGHUVAR HEIGHTS,RATU ROAD, RANCHI JHARKHAND,PIN 834001, located in RANCHI district, JHARKHAND.

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BUNDU Branch

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 UTIB0005966

KATHITAND CHOWK RANCHI Branch

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RANCHI ,JHARKHAND Branch

RANCHI, JHARKHAND

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ASHOKNAGAR, RANCHI Branch

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BARIATU Branch

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PATRATU Branch

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