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Verified Branch

Axis Bank

GORAYA Branch, JALANDHAR

IFSC Code
UTIB0001477
Required for NEFT, RTGS, IMPS money transfers
MICR Code
144211452
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

UTIB Bank Code (1-4)
0 Control Zero (5th)
001477 Branch Code (6-11)

Complete Branch Details

Full Address GORUND FLOOR, VILLAGE SARGUNDI, G T ROAD , GORAYA, DIST. JALANDHAR, PUNJAB , PIN 144409
State PUNJAB
District / City GORAYA
Centre / Region GORAYA
Contact / Helpline 1800 1800 (Toll Free)
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code UTIB0001477.
  4. Confirm bank name displays as Axis Bank and branch as GORAYA.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (UTIB0001477)

What is the IFSC code of Axis Bank GORAYA branch? ↓

The verified 11-digit IFSC code is UTIB0001477. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Axis Bank GORAYA? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 144211452. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is GORUND FLOOR, VILLAGE SARGUNDI, G T ROAD , GORAYA, DIST. JALANDHAR, PUNJAB , PIN 144409, located in GORAYA district, PUNJAB.

Other Axis Bank Branches in GORAYA

UTIB0001211

BHOGPUR Branch

JALANDHAR, PUNJAB

 UTIB0001279

PHILLAUR Branch

JALANDHAR, PUNJAB

 UTIB0002126

SANGAL SOHAL Branch

JALANDHAR, PUNJAB

 UTIB0002127

KANGNIWAL Branch

JALANDHAR, PUNJAB

 UTIB0002128

MOWAI Branch

JALANDHAR, PUNJAB

 UTIB0002139

SAILKIANA Branch

JALANDHAR, PUNJAB

 UTIB0002205

CHEEMA KALAN Branch

AMRITSAR, PUNJAB

 UTIB0002461

ATHAULA Branch

JALANDHAR, PUNJAB

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