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Verified Branch

Axis Bank

PALAI, KERALA Branch, KOTTAYAM

IFSC Code
UTIB0000616
Required for NEFT, RTGS, IMPS money transfers
MICR Code
686211302
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

UTIB Bank Code (1-4)
0 Control Zero (5th)
000616 Branch Code (6-11)

Complete Branch Details

Full Address PUTHUMANA ARCADE,NEAR KOTTARAMATTOM BUS STAND,DIS. KOTTAYAM, KERALA
State KERALA
District / City PALAI
Centre / Region PALAI
Contact / Helpline 1800 1800 (Toll Free)
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code UTIB0000616.
  4. Confirm bank name displays as Axis Bank and branch as PALAI, KERALA.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (UTIB0000616)

What is the IFSC code of Axis Bank PALAI, KERALA branch? ↓

The verified 11-digit IFSC code is UTIB0000616. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Axis Bank PALAI, KERALA? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 686211302. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is PUTHUMANA ARCADE,NEAR KOTTARAMATTOM BUS STAND,DIS. KOTTAYAM, KERALA, located in PALAI district, KERALA.

Other Axis Bank Branches in PALAI

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PAYYANNUR Branch

CANNUR, KERALA

 UTIB0006268

KUMARANALLOOR Branch

KOTTAYAM, KERALA

 UTIB0000218

KOLLAM ,KERALA Branch

KOLLAM, KERALA

 UTIB0000243

MALAPPURAM ,KERALA Branch

MALAPURAM, KERALA

 UTIB0000354

ALAPPUZHA KERALA Branch

ALAPUZZHA, KERALA

 UTIB0000467

VILLUPURAM ,TAMIL NADU Branch

VILLUPURAM, TAMIL NADU

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KASARGOD, KERALA Branch

KASARAGOD, KERALA

 UTIB0000892

THALASSERY, KERALA Branch

CANNUR, KERALA

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