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Unity Small finance Bank Limited Logo
Verified Branch

Unity Small finance Bank Limited

KHARGHAR Branch, RAIGAD

IFSC Code
UNBA0000042
Required for NEFT, RTGS, IMPS money transfers
MICR Code
N/A
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

UNBA Bank Code (1-4)
0 Control Zero (5th)
000042 Branch Code (6-11)

Complete Branch Details

Full Address SHOP NO. 1,BALAJI AMRUT,PLOT NO.193,SECTOR 10,KOPRA,KHARGHAR NAVI MUMBAI-410210
State MAHARASHTRA
District / City NAVI MUMBAI
Centre / Region NAVI MUMBAI
Contact / Helpline +919702162168
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code UNBA0000042.
  4. Confirm bank name displays as Unity Small finance Bank Limited and branch as KHARGHAR.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (UNBA0000042)

What is the IFSC code of Unity Small finance Bank Limited KHARGHAR branch? ↓

The verified 11-digit IFSC code is UNBA0000042. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Unity Small finance Bank Limited KHARGHAR? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is N/A. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is SHOP NO. 1,BALAJI AMRUT,PLOT NO.193,SECTOR 10,KOPRA,KHARGHAR NAVI MUMBAI-410210, located in NAVI MUMBAI district, MAHARASHTRA.

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 UNBA0000017

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KAMOTHE Branch

RAIGAD, MAHARASHTRA

 UNBA0000035

SEAWOODS NAVI MUMBAI Branch

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ROADPALI Branch

RAIGAD, MAHARASHTRA

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TALOJA Branch

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ULWE Branch

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