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Verified Branch

UCO Bank

MALHAR ROAD Branch, LUDHIANA

IFSC Code
UCBA0003305
Required for NEFT, RTGS, IMPS money transfers
MICR Code
141028029
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

UCBA Bank Code (1-4)
0 Control Zero (5th)
003305 Branch Code (6-11)

Complete Branch Details

Full Address MALHAR CINEMA ROAD OPPOSITE WELCOME WELCOME PALACE ,LUDHIANA ,PUNJAB PIN 141001
State PUNJAB
District / City SARABHA
Centre / Region SARABHA
Contact / Helpline +919915292722
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code UCBA0003305.
  4. Confirm bank name displays as UCO Bank and branch as MALHAR ROAD.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (UCBA0003305)

What is the IFSC code of UCO Bank MALHAR ROAD branch? ↓

The verified 11-digit IFSC code is UCBA0003305. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of UCO Bank MALHAR ROAD? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 141028029. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is MALHAR CINEMA ROAD OPPOSITE WELCOME WELCOME PALACE ,LUDHIANA ,PUNJAB PIN 141001, located in SARABHA district, PUNJAB.

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