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Verified Branch

UCO Bank

CHOWADI Branch, JAMMU

IFSC Code
UCBA0003265
Required for NEFT, RTGS, IMPS money transfers
MICR Code
180028011
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

UCBA Bank Code (1-4)
0 Control Zero (5th)
003265 Branch Code (6-11)

Complete Branch Details

Full Address VPO CHOWADI OPP TUBEWELL DISTT JAMMU ,JAMMU ,JAMMU AND KASHMIR PIN 180011
State JAMMU AND KASHMIR
District / City JAMMU
Centre / Region JAMMU
Contact / Helpline +9119166547342
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code UCBA0003265.
  4. Confirm bank name displays as UCO Bank and branch as CHOWADI.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (UCBA0003265)

What is the IFSC code of UCO Bank CHOWADI branch? ↓

The verified 11-digit IFSC code is UCBA0003265. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of UCO Bank CHOWADI? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 180028011. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is VPO CHOWADI OPP TUBEWELL DISTT JAMMU ,JAMMU ,JAMMU AND KASHMIR PIN 180011, located in JAMMU district, JAMMU AND KASHMIR.

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