UCO Bank Logo
Verified Branch

UCO Bank

CHIPLUN Branch, RATNAGIRI

IFSC Code
UCBA0003238
Required for NEFT, RTGS, IMPS money transfers
MICR Code
415028201
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

UCBA Bank Code (1-4)
0 Control Zero (5th)
003238 Branch Code (6-11)

Complete Branch Details

Full Address MAULI PARK 1ST FLOOR CHIPLUN KARAD ROAD MARKANDI CHIPLUN DISTT RATNAGIRI ,RATNAGIRI ,MAHARASHTRA PIN 415605
State MAHARASHTRA
District / City CHIPLUN
Centre / Region CHIPLUN
Contact / Helpline +919576294602
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code UCBA0003238.
  4. Confirm bank name displays as UCO Bank and branch as CHIPLUN.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (UCBA0003238)

What is the IFSC code of UCO Bank CHIPLUN branch?

The verified 11-digit IFSC code is UCBA0003238. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code?

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of UCO Bank CHIPLUN?

The 9-digit Magnetic Ink Character Recognition (MICR) code is 415028201. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located?

The official branch address is MAULI PARK 1ST FLOOR CHIPLUN KARAD ROAD MARKANDI CHIPLUN DISTT RATNAGIRI ,RATNAGIRI ,MAHARASHTRA PIN 415605, located in CHIPLUN district, MAHARASHTRA.