UCO Bank Logo
Verified Branch

UCO Bank

RATIA Branch, FATEHABAD

IFSC Code
UCBA0002316
Required for NEFT, RTGS, IMPS money transfers
MICR Code
125028302
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

UCBA Bank Code (1-4)
0 Control Zero (5th)
002316 Branch Code (6-11)

Complete Branch Details

Full Address UCO BANK FATEHABAD ROAD SANJAY GANDHI CHOWK TEH RATIA DISTT FATEHABAD ,FATEHABAD ,HARYANA PIN 125051
State HARYANA
District / City RATTIA
Centre / Region RATTIA
Contact / Helpline +911667252901
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code UCBA0002316.
  4. Confirm bank name displays as UCO Bank and branch as RATIA.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (UCBA0002316)

What is the IFSC code of UCO Bank RATIA branch?

The verified 11-digit IFSC code is UCBA0002316. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code?

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of UCO Bank RATIA?

The 9-digit Magnetic Ink Character Recognition (MICR) code is 125028302. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located?

The official branch address is UCO BANK FATEHABAD ROAD SANJAY GANDHI CHOWK TEH RATIA DISTT FATEHABAD ,FATEHABAD ,HARYANA PIN 125051, located in RATTIA district, HARYANA.