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Verified Branch

UCO Bank

GORAI Branch, GREATER BOMBAY

IFSC Code
UCBA0002295
Required for NEFT, RTGS, IMPS money transfers
MICR Code
400028069
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

UCBA Bank Code (1-4)
0 Control Zero (5th)
002295 Branch Code (6-11)

Complete Branch Details

Full Address ASHTVINAYAK CO OP HSG SOC,PLOT NO 16 R D P 1 GORAI CHARKOP LINK ROAD GORAI BORIVALI WEST MUMBAI ,MUMBAI SUBURBAN ,MAHARASHTRA PIN 400091
State MAHARASHTRA
District / City MUMBAI
Centre / Region MUMBAI
Contact / Helpline +919930472810
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code UCBA0002295.
  4. Confirm bank name displays as UCO Bank and branch as GORAI.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (UCBA0002295)

What is the IFSC code of UCO Bank GORAI branch? ↓

The verified 11-digit IFSC code is UCBA0002295. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of UCO Bank GORAI? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 400028069. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is ASHTVINAYAK CO OP HSG SOC,PLOT NO 16 R D P 1 GORAI CHARKOP LINK ROAD GORAI BORIVALI WEST MUMBAI ,MUMBAI SUBURBAN ,MAHARASHTRA PIN 400091, located in MUMBAI district, MAHARASHTRA.

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