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Verified Branch

UCO Bank

LALMATIA Branch, GODDA

IFSC Code
UCBA0001294
Required for NEFT, RTGS, IMPS money transfers
MICR Code
814028701
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

UCBA Bank Code (1-4)
0 Control Zero (5th)
001294 Branch Code (6-11)

Complete Branch Details

Full Address URJANAGAR, SHOPPING COMPLEX MAHAGAMA DIST GODDA ,GODDA ,JHARKHAND PIN 814154
State JHARKHAND
District / City LALMATIA
Centre / Region LALMATIA
Contact / Helpline +919915649043
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code UCBA0001294.
  4. Confirm bank name displays as UCO Bank and branch as LALMATIA.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (UCBA0001294)

What is the IFSC code of UCO Bank LALMATIA branch? ↓

The verified 11-digit IFSC code is UCBA0001294. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of UCO Bank LALMATIA? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 814028701. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is URJANAGAR, SHOPPING COMPLEX MAHAGAMA DIST GODDA ,GODDA ,JHARKHAND PIN 814154, located in LALMATIA district, JHARKHAND.

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