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Verified Branch

UCO Bank

EKCHARI Branch, BHAGALPUR

IFSC Code
UCBA0001213
Required for NEFT, RTGS, IMPS money transfers
MICR Code
812028511
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

UCBA Bank Code (1-4)
0 Control Zero (5th)
001213 Branch Code (6-11)

Complete Branch Details

Full Address EKCHARI BHAGALPUR PIN 813204 ,BHAGALPUR ,BIHAR PIN 813204
State BIHAR
District / City BHAGALPUR
Centre / Region BHAGALPUR
Contact / Helpline +919431498773
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code UCBA0001213.
  4. Confirm bank name displays as UCO Bank and branch as EKCHARI.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (UCBA0001213)

What is the IFSC code of UCO Bank EKCHARI branch? ↓

The verified 11-digit IFSC code is UCBA0001213. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of UCO Bank EKCHARI? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 812028511. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is EKCHARI BHAGALPUR PIN 813204 ,BHAGALPUR ,BIHAR PIN 813204, located in BHAGALPUR district, BIHAR.

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