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Verified Branch

UCO Bank

CIVIL LINES LUDHIANA Branch, LUDHIANA

IFSC Code
UCBA0000534
Required for NEFT, RTGS, IMPS money transfers
MICR Code
141028004
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

UCBA Bank Code (1-4)
0 Control Zero (5th)
000534 Branch Code (6-11)

Complete Branch Details

Full Address BHARAT NAGAR CHOWK CIVIL LINES ,LUDHIANA ,PUNJAB PIN 140001
State PUNJAB
District / City LUDHIANA
Centre / Region LUDHIANA
Contact / Helpline +911612444785
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code UCBA0000534.
  4. Confirm bank name displays as UCO Bank and branch as CIVIL LINES LUDHIANA.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (UCBA0000534)

What is the IFSC code of UCO Bank CIVIL LINES LUDHIANA branch? ↓

The verified 11-digit IFSC code is UCBA0000534. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of UCO Bank CIVIL LINES LUDHIANA? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 141028004. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is BHARAT NAGAR CHOWK CIVIL LINES ,LUDHIANA ,PUNJAB PIN 140001, located in LUDHIANA district, PUNJAB.

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SAMRALA Branch

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 UCBA0000105

JULLUNDUR CITY Branch

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MILLERGUNJE LUDHIANA Branch

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CIVIL LINES AMRITSAR Branch

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RUDRAPUR Branch

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MANGHAT Branch

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SUJAPUR Branch

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