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Verified Branch

UCO Bank

GHURANI KALAN Branch, LUDHIANA

IFSC Code
UCBA0000498
Required for NEFT, RTGS, IMPS money transfers
MICR Code
141028153
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

UCBA Bank Code (1-4)
0 Control Zero (5th)
000498 Branch Code (6-11)

Complete Branch Details

Full Address VPO GHURANI KALAN DISTRICT LUDHIANA ,LUDHIANA ,PUNJAB PIN 141419
State PUNJAB
District / City GHURANI
Centre / Region GHURANI
Contact / Helpline +91161274241
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code UCBA0000498.
  4. Confirm bank name displays as UCO Bank and branch as GHURANI KALAN.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (UCBA0000498)

What is the IFSC code of UCO Bank GHURANI KALAN branch? ↓

The verified 11-digit IFSC code is UCBA0000498. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of UCO Bank GHURANI KALAN? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 141028153. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is VPO GHURANI KALAN DISTRICT LUDHIANA ,LUDHIANA ,PUNJAB PIN 141419, located in GHURANI district, PUNJAB.

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 UCBA0000595

DHANDARI KALAN Branch

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 UCBA0000659

AYALI KALAN Branch

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 UCBA0000765

HABOWAL KALAN Branch

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 UCBA0001439

JHORARAN Branch

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 UCBA0000104

CHAURA BAZAR LUDHIANA Branch

LUDHIANA, PUNJAB

 UCBA0000127

MILLERGUNJE LUDHIANA Branch

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 UCBA0000414

KOHARA Branch

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