IFSC Drill PRO
Bank Branch & IFSC Finder
Union Bank of India Logo
Verified Branch

Union Bank of India

RATNAGIRI Branch, RATNAGIRI

IFSC Code
UBIN0908029
Required for NEFT, RTGS, IMPS money transfers
MICR Code
N/A
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

UBIN Bank Code (1-4)
0 Control Zero (5th)
908029 Branch Code (6-11)

Complete Branch Details

Full Address 2D WING,1ST FLOOR,JAVKAR PLAZA,JAI STAMBH,MAIN RD.RATNAGIRI 415612
State MAHARASHTRA
District / City RATNAGIRI
Centre / Region RATNAGIRI
Contact / Helpline +912352271810
Share WhatsApp View on Map

Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code UBIN0908029.
  4. Confirm bank name displays as Union Bank of India and branch as RATNAGIRI.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (UBIN0908029)

What is the IFSC code of Union Bank of India RATNAGIRI branch? ↓

The verified 11-digit IFSC code is UBIN0908029. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Union Bank of India RATNAGIRI? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is N/A. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is 2D WING,1ST FLOOR,JAVKAR PLAZA,JAI STAMBH,MAIN RD.RATNAGIRI 415612, located in RATNAGIRI district, MAHARASHTRA.

Other Union Bank of India Branches in RATNAGIRI

UBIN0532100

KOLHAPUR Branch

RATNAGIRI, MAHARASHTRA

 UBIN0532118

DABHOL Branch

RATNAGIRI, MAHARASHTRA

 UBIN0532126

HARNAI Branch

RATNAGIRI, MAHARASHTRA

 UBIN0532134

NATE Branch

RATNAGIRI, MAHARASHTRA

 UBIN0537721

CHIPLUN Branch

RATNAGIRI, MAHARASHTRA

 UBIN0537756

KARJIKAR MOHALLA Branch

RATNAGIRI, MAHARASHTRA

 UBIN0541974

PALSHET Branch

RATNAGIRI, MAHARASHTRA

 UBIN0543152

DHAMANAND Branch

RATNAGIRI, MAHARASHTRA

Explore Nearby Banking Directories

All Union Bank of India Branches Union Bank of India in MAHARASHTRA Union Bank of India in RATNAGIRI All Banks in RATNAGIRI