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Verified Branch

UNION BANK OF INDIA

SHAKTI NAGAR LUDHIANA Branch, LUDHIANA

IFSC Code
UBIN0577871
Required for NEFT, RTGS, IMPS money transfers
MICR Code
N/A
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

UBIN Bank Code (1-4)
0 Control Zero (5th)
577871 Branch Code (6-11)

Complete Branch Details

Full Address 745/4AB SHAKTI NAGAR OPPOSITE GURDEV NAGAR NEAR HERO BAKERY CHOWK PAKHOWAL ROAD LUDHIANA PUNJAB
State PUNJAB
District / City LUDHIANA
Centre / Region LUDHIANA
Contact / Helpline 161-5044283
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code UBIN0577871.
  4. Confirm bank name displays as UNION BANK OF INDIA and branch as SHAKTI NAGAR LUDHIANA.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (UBIN0577871)

What is the IFSC code of UNION BANK OF INDIA SHAKTI NAGAR LUDHIANA branch? ↓

The verified 11-digit IFSC code is UBIN0577871. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of UNION BANK OF INDIA SHAKTI NAGAR LUDHIANA? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is N/A. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is 745/4AB SHAKTI NAGAR OPPOSITE GURDEV NAGAR NEAR HERO BAKERY CHOWK PAKHOWAL ROAD LUDHIANA PUNJAB, located in LUDHIANA district, PUNJAB.

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SHAHEED BHAGAT SINGH NAGAR Branch

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LUDHIANA FEROZEPUR ROAD Branch

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 UBIN0995100

CURRENCY CHEST LUDHIANA Branch

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SANGRUR Branch

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BATALA Branch

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