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Verified Branch

Union Bank of India

EDAPPAL Branch, MALAPPURAM

IFSC Code
UBIN0570320
Required for NEFT, RTGS, IMPS money transfers
MICR Code
679026302
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

UBIN Bank Code (1-4)
0 Control Zero (5th)
570320 Branch Code (6-11)

Complete Branch Details

Full Address CHULLIYIL BUILDING PONNANI RD MALAPURAM EDAPPAL KERALA PINCODE 679576
State KERALA
District / City EDAPPAL
Centre / Region EDAPPAL
Contact / Helpline 1800 1800 (Toll Free)
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code UBIN0570320.
  4. Confirm bank name displays as Union Bank of India and branch as EDAPPAL.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (UBIN0570320)

What is the IFSC code of Union Bank of India EDAPPAL branch?

The verified 11-digit IFSC code is UBIN0570320. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code?

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Union Bank of India EDAPPAL?

The 9-digit Magnetic Ink Character Recognition (MICR) code is 679026302. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located?

The official branch address is CHULLIYIL BUILDING PONNANI RD MALAPURAM EDAPPAL KERALA PINCODE 679576, located in EDAPPAL district, KERALA.