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Verified Branch

Union Bank of India

FOCAL POINT LUDHIANA Branch, LUDHIANA

IFSC Code
UBIN0560413
Required for NEFT, RTGS, IMPS money transfers
MICR Code
141026014
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

UBIN Bank Code (1-4)
0 Control Zero (5th)
560413 Branch Code (6-11)

Complete Branch Details

Full Address SCF 2&3 URBAN ESTATE PHASE II FOCAL POINT
State PUNJAB
District / City LUDHIANA
Centre / Region LUDHIANA
Contact / Helpline 1800 1800 (Toll Free)
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code UBIN0560413.
  4. Confirm bank name displays as Union Bank of India and branch as FOCAL POINT LUDHIANA.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (UBIN0560413)

What is the IFSC code of Union Bank of India FOCAL POINT LUDHIANA branch? ↓

The verified 11-digit IFSC code is UBIN0560413. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Union Bank of India FOCAL POINT LUDHIANA? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 141026014. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is SCF 2&3 URBAN ESTATE PHASE II FOCAL POINT, located in LUDHIANA district, PUNJAB.

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