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Verified Branch

Union Bank of India

PALAI Branch, KOTTAYAM

IFSC Code
UBIN0555614
Required for NEFT, RTGS, IMPS money transfers
MICR Code
686026302
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

UBIN Bank Code (1-4)
0 Control Zero (5th)
555614 Branch Code (6-11)

Complete Branch Details

Full Address MOONS BUILDING, OPP. MINI CIVIL STATION,PALA, DIST.KOTTAYAM,KERALA
State KERALA
District / City PALAI
Centre / Region PALAI
Contact / Helpline 2200288
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code UBIN0555614.
  4. Confirm bank name displays as Union Bank of India and branch as PALAI.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (UBIN0555614)

What is the IFSC code of Union Bank of India PALAI branch? ↓

The verified 11-digit IFSC code is UBIN0555614. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Union Bank of India PALAI? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 686026302. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is MOONS BUILDING, OPP. MINI CIVIL STATION,PALA, DIST.KOTTAYAM,KERALA, located in PALAI district, KERALA.

Other Union Bank of India Branches in PALAI

UBIN0538540

THRIKKAKKARA Branch

ERNAKULAM, KERALA

 UBIN0552623

CHANGANACHERRY Branch

KOTTAYAM, KERALA

 UBIN0552798

PALAKKAD - NRI Branch

PALAKKAD, KERALA

 UBIN0554502

KOLLAM CIVIL STATION Branch

KOLLAM, KERALA

 UBIN0831123

THALAYOLAPARAMBU Branch

KOTTAYAM, KERALA

 UBIN0533700

NAGAMPADAM Branch

KOTTAYAM, KERALA

 UBIN0533718

MUNDAKAYAM Branch

KOTTAYAM, KERALA

 UBIN0533840

IRIMPANAM Branch

ERNAKULAM, KERALA

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