IFSC Drill PRO
Bank Branch & IFSC Finder
UNION BANK OF INDIA Logo
Verified Branch

UNION BANK OF INDIA

ERNAKULAM - SERVICE BRANCH Branch, KOCHI

IFSC Code
UBIN0547727
Required for NEFT, RTGS, IMPS money transfers
MICR Code
682026001
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

UBIN Bank Code (1-4)
0 Control Zero (5th)
547727 Branch Code (6-11)

Complete Branch Details

Full Address UNION BANK BHAVAN, P.B.NO.3697,MAHATMA GANDHI ROAD, ERNAKULAM,
State KERALA
District / City ERNAKULAM
Centre / Region KOCHI
Contact / Helpline 1800 1800 (Toll Free)
Share WhatsApp View on Map

Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code UBIN0547727.
  4. Confirm bank name displays as UNION BANK OF INDIA and branch as ERNAKULAM - SERVICE BRANCH.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (UBIN0547727)

What is the IFSC code of UNION BANK OF INDIA ERNAKULAM - SERVICE BRANCH branch? ↓

The verified 11-digit IFSC code is UBIN0547727. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of UNION BANK OF INDIA ERNAKULAM - SERVICE BRANCH? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 682026001. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is UNION BANK BHAVAN, P.B.NO.3697,MAHATMA GANDHI ROAD, ERNAKULAM,, located in ERNAKULAM district, KERALA.

Other UNION BANK OF INDIA Branches in ERNAKULAM

UBIN0542598

ERNAKULAM MAIN Branch

KOCHI, KERALA

 UBIN0550191

ERNAKULAM - NRI Branch

KOCHI, KERALA

 UBIN0551929

OVERSEAS BRANCH ERNAKULAM Branch

KOCHI, KERALA

 UBIN0552984

STC ALUVA Branch

ERNAKULAM, KERALA

 UBIN0556289

RAB ERNAKULAM Branch

ERNAKULAM, KERALA

 UBIN0558435

CMS KOCHI Branch

ERNAKULAM, KERALA

 UBIN0579041

ARB ERNAKULAM Branch

ERNAKULAM, KERALA

 UBIN0584169

CURRENCY CHEST ERNAKULAM Branch

ERNAKULAM, KERALA

Explore Nearby Banking Directories

All UNION BANK OF INDIA Branches UNION BANK OF INDIA in KERALA UNION BANK OF INDIA in ERNAKULAM All Banks in KOCHI