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Tamilnad Mercantile Bank

RATNAGIRI Branch, RATNAGIRI

IFSC Code
TMBL0000314
Required for NEFT, RTGS, IMPS money transfers
MICR Code
415060051
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

TMBL Bank Code (1-4)
0 Control Zero (5th)
000314 Branch Code (6-11)

Complete Branch Details

Full Address GALA NO.104, FIRST FLOOR, AMBASSADOR PLAZA, MAL NAKA, NEAR ADVAIT PETROL PUMP, RATNAGIRI- 415 612, MAHARASHTRA
State MAHARASHTRA
District / City RATNAGIRI
Centre / Region RATNAGIRI
Contact / Helpline +912352222961
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code TMBL0000314.
  4. Confirm bank name displays as Tamilnad Mercantile Bank and branch as RATNAGIRI.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (TMBL0000314)

What is the IFSC code of Tamilnad Mercantile Bank RATNAGIRI branch? ↓

The verified 11-digit IFSC code is TMBL0000314. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Tamilnad Mercantile Bank RATNAGIRI? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 415060051. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is GALA NO.104, FIRST FLOOR, AMBASSADOR PLAZA, MAL NAKA, NEAR ADVAIT PETROL PUMP, RATNAGIRI- 415 612, MAHARASHTRA, located in RATNAGIRI district, MAHARASHTRA.

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SANGLI, MAHARASHTRA

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MUMBAI ANDHERI ,WEST Branch

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SILVASSA Branch

DADRANAGAR HAVELI, DADRA AND NAGAR HAVELI AND DAMAN AND DIU

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JAYSINGPUR Branch

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THIRUVANANTHAPURAM PAPPANAMCODE Branch

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