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Verified Branch

Surat People's Co-operative Bank

PAL BRANCH Branch, SURAT

IFSC Code
SPCB0251028
Required for NEFT, RTGS, IMPS money transfers
MICR Code
395251025
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

SPCB Bank Code (1-4)
0 Control Zero (5th)
251028 Branch Code (6-11)

Complete Branch Details

Full Address SHOP NO G-9, GROUND FLOOR, HELIOS COMMERCIAL COMPLEX, GALAXY CIRCLE,PAL,SURAT
State GUJARAT
District / City SURAT
Centre / Region SURAT
Contact / Helpline +912612464577
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code SPCB0251028.
  4. Confirm bank name displays as Surat People's Co-operative Bank and branch as PAL BRANCH.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (SPCB0251028)

What is the IFSC code of Surat People's Co-operative Bank PAL BRANCH branch? ↓

The verified 11-digit IFSC code is SPCB0251028. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Surat People's Co-operative Bank PAL BRANCH? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 395251025. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is SHOP NO G-9, GROUND FLOOR, HELIOS COMMERCIAL COMPLEX, GALAXY CIRCLE,PAL,SURAT, located in SURAT district, GUJARAT.

Other Surat People's Co-operative Bank Branches in SURAT

SPCB0251029

JAHANGIRPURA Branch

SURAT, GUJARAT

 SPCB0251030

ALTHAN BRANCH Branch

SURAT, GUJARAT

 SPCB0251035

AMROLI-CHHAPRABHATHA Branch

SURAT, GUJARAT

 SPCB0251008

NANPURA Branch

SURAT, GUJARAT

 SPCB0251010

PANDESARA Branch

SURAT, GUJARAT

 SPCB0251012

BHATAR ROAD Branch

SURAT, GUJARAT

 SPCB0251021

VARACHHA ROAD Branch

SURAT, GUJARAT

 SPCB0251023

CITY LIGHT Branch

SURAT, GUJARAT

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