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Verified Branch

State Bank of India

RACC GORAYA Branch, GORAYA

IFSC Code
SBIN0063432
Required for NEFT, RTGS, IMPS money transfers
MICR Code
144002455
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

SBIN Bank Code (1-4)
0 Control Zero (5th)
063432 Branch Code (6-11)

Complete Branch Details

Full Address STATE BANK OF INDIA, R AND DB RACC GORAYA ,MAIN CHOWK, GORAYA
State PUNJAB
District / City GORAYA
Centre / Region GORAYA
Contact / Helpline +918146555682
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code SBIN0063432.
  4. Confirm bank name displays as State Bank of India and branch as RACC GORAYA.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (SBIN0063432)

What is the IFSC code of State Bank of India RACC GORAYA branch? ↓

The verified 11-digit IFSC code is SBIN0063432. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of State Bank of India RACC GORAYA? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 144002455. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is STATE BANK OF INDIA, R AND DB RACC GORAYA ,MAIN CHOWK, GORAYA, located in GORAYA district, PUNJAB.

Other State Bank of India Branches in GORAYA

SBIN0062831

RACC BEGUSARAI Branch

BEGUSARAI, BIHAR

 SBIN0062841

RACC KATIHAR Branch

KATIHAR, BIHAR

 SBIN0063431

R AND DB RACC KHANNA Branch

KHANNA, PUNJAB

 SBIN0063451

R AND SDB RACC NABHA Branch

NABHA, PUNJAB

 SBIN0063500

R AND DB RACC MANDI Branch

MANDI, HIMACHAL PRADESH

 SBIN0013137

CURRENCY ADMINISTRATION CELL, FARIDABAD Branch

FARIDABAD, HARYANA

 SBIN0013682

BARA PIND Branch

JALANDHAR, PUNJAB

 SBIN0050071

GORAYA Branch

JALANDHAR, PUNJAB

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